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UK Mortgage Calculator

Property Price
Terraced house
£275,000
£100k£1M
Deposit (20%)
~0.49% above base rate
£55,000
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
4.5%
1.0%10.0%
Results

Estimated Repayment

£1,223

Monthly Payment at 4.5% APR

A 2% interest rate increase would add approximately £263 to your monthly payment.

Loan Amount

£220,000

LTV Ratio

80%

Total Interest

£146,849

Total Cost Breakdown

Total to Repay

£366,849

Over 25 year term

Capital

£220,000

Interest

£146,849

Repayment Over Time

Principal > Interest Mortgage-free! £100k£200k£300k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,874£9,800£215,126
Year 2£5,098£9,576£210,029
Year 3£5,332£9,342£204,697

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