MORTGAGE Remortgage Savings Calculator
See how much you could save by switching to a new mortgage deal.
Your Current Deal
New Deal
Short fix — lower rates, remortgage sooner.
Monthly Saving
£124
£124 less per month on your new deal
Break-even Timeline
Month 0
Break-even: month 9
9 months
Month 24
Stay on Current
£38,283
Over 2 years
£1,595/mo
Remortgage
£36,296
Over 2 years + fees
£1,471/mo + £1,000 fees
When to remortgage
Most people remortgage when their fixed deal ends to avoid being moved to their lender's standard variable rate (SVR), which is usually much higher. Start looking 3-6 months before your deal expires — a mortgage offer typically lasts 6 months.
Monthly Comparison
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Based on your £275,000 property with a £55,000 deposit — connect with a professional who can help.
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