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About MortgageLens

Clear, honest mortgage tools — no sign-ups, no ads, no hidden agenda.

What we do

MortgageLens is a free, open mortgage calculator built for UK homebuyers. We help you understand exactly what your monthly repayments will be, how much interest you'll pay over the life of your loan, and how small changes to your deposit, term, or rate can make a real difference.

Why we built it

Most mortgage calculators are lead-generation forms dressed up as tools. You enter your details, hit calculate, and get asked for your phone number. We wanted something different — a calculator that actually gives you answers without asking for anything in return.

How it works

1

Set your numbers

Adjust property price, deposit, mortgage term, and interest rate using the sliders.

2

See your results instantly

Monthly payment, total interest, loan-to-value, and a full amortisation schedule update in real time.

3

Share or embed

Copy a shareable link with your exact scenario, or embed the calculator on your own website.

Contact us

Have a question, suggestion, or just want to say hello? Drop us an email at info@mortgagelens.co.uk.

Important

MortgageLens is an information tool, not a financial adviser. Our calculations are estimates based on the figures you provide. Actual mortgage offers depend on your credit history, income, lender criteria, and other factors. Always speak to a qualified mortgage adviser before making financial decisions.