MORTGAGE Mortgage Comparison Calculator
Compare mortgage deals side by side to find the cheapest option
Cheapest over deal period
Deal 1
£1,351/month at 5.5%
Saves £46,788 over the deal period vs the most expensive option
Deal 1
£1,393
Monthly inc. fees
5.5% / 2yr
£999 fee
Deal 2
£1,337
Monthly inc. fees
5.2% / 5yr
£1,499 fee
Side-by-Side Comparison
Deal 1 | Deal 2 | |
|---|---|---|
| Monthly payment | £1,351 | £1,312 |
| Monthly inc. fees | £1,393 | £1,337 |
| Cost over deal | £33,423 | £80,211 |
| Cost over full term | £406,296 | £395,057 |
| Effective rate | 0.00% | 0.00% |
| Arrangement fee | £999 | £1,499 |
Total Cost Over Deal Period
Fees matter more than you think
A lower interest rate doesn't always mean a cheaper deal. Arrangement fees can add £1,499 to the total cost. The effective rate accounts for fees, giving you the true cost of each deal.
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