MORTGAGE Mortgage Comparison Calculator
Compare mortgage deals side by side to find the cheapest option
Cheapest over deal period
Deal 1
£1,377/month at 5.7%
Saves £47,716 over the deal period vs the most expensive option
Deal 1
£1,419
Monthly inc. fees
5.7% / 2yr
£999 fee
Deal 2
£1,363
Monthly inc. fees
5.4% / 5yr
£1,499 fee
Side-by-Side Comparison
Deal 1 | Deal 2 | |
|---|---|---|
| Monthly payment | £1,377 | £1,338 |
| Monthly inc. fees | £1,419 | £1,363 |
| Cost over deal | £34,056 | £81,772 |
| Cost over full term | £414,216 | £402,866 |
| Effective rate | 0.00% | 0.00% |
| Arrangement fee | £999 | £1,499 |
Total Cost Over Deal Period
Fees matter more than you think
A lower interest rate doesn't always mean a cheaper deal. Arrangement fees can add £1,499 to the total cost. The effective rate accounts for fees, giving you the true cost of each deal.
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