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Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (45%)
~0.04% + base rate
£122,550
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
5.7%
1.0%10.0%
Results

Estimated Repayment

£954

Monthly Payment at 5.7% APR

A 2% interest rate increase would add approximately £192 to your monthly payment.

Loan Amount

£152,450

LTV Ratio

55%

Total Interest

£133,891

Total Cost Breakdown

Total to Repay

£286,341

Over 25 year term

Capital

£152,450

Interest

£133,891

Repayment Over Time

Principal > Interest Mortgage-free! £80k£160k£240k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£2,837£8,616£149,613
Year 2£3,003£8,450£146,609
Year 3£3,179£8,275£143,430

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