MORTGAGE Mortgage Repayment Calculator
Calculate your monthly mortgage payments and total costs
Pay off the loan over time. You'll own the property outright at the end.
Estimated Repayment
£1,593
Monthly Payment at 5.7% APR
A 2% interest rate increase would add approximately £321 to your monthly payment.
Loan Amount
£254,491
LTV Ratio
93%
Total Interest
£223,511
Total Cost Breakdown
Total to Repay
£478,002
Over 25 year term
Capital
£254,491
Interest
£223,511
Repayment Over Time
| Year | Principal | Interest | Balance |
|---|---|---|---|
| Year 1 | £4,737 | £14,384 | £249,754 |
| Year 2 | £5,014 | £14,106 | £244,741 |
| Year 3 | £5,307 | £13,813 | £239,434 |
Ready to take the next step?
Based on your £275,000 property with a £20,509 deposit — connect with a professional who can help.
Add this calculator to your website
Free and pro embeddable calculators for your site.
Explore More Tools
Mortgage Summary Report
Build a shareable PDF of your mortgage situation
Affordability
How much can you borrow?
Mortgage Overpayment
Save interest by overpaying
Remortgage Savings
Compare your current vs new deal
Mortgage Comparison
Compare deals side by side
Rental Yield
Investment property analysis
Buy-to-Let Tax
Section 24 tax impact calculator
Stamp Duty
SDLT, LBTT & LTT
Moving Costs
True cost of moving home
Rent vs Buy
Which is better for you?
Mortgage vs Investing
Overpay or invest in the market?