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Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (8%)
~1.24% + base rate
£21,634
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
5.9%
1.0%10.0%
Results

Estimated repayment

£1,617

Monthly payment at 5.9% APR

A 2% interest rate increase would add approximately £322 to your monthly payment.

Loan Amount

£253,366

LTV Ratio

92%

Total Interest

£231,731

Total Cost Breakdown

Total to Repay

£485,097

Over 25 year term

Capital

£253,366

Interest

£231,731

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,578£14,826£248,788
Year 2£4,855£14,549£243,933
Year 3£5,150£14,254£238,783

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