Skip to main content

Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (9%)
~1.24% + base rate
£25,261
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
6.0%
1.0%10.0%
Results

Estimated Repayment

£1,609

Monthly Payment at 6% APR

A 2% interest rate increase would add approximately £318 to your monthly payment.

Loan Amount

£249,739

LTV Ratio

91%

Total Interest

£232,982

Total Cost Breakdown

Total to Repay

£482,721

Over 25 year term

Capital

£249,739

Interest

£232,982

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,445£14,863£245,294
Year 2£4,720£14,589£240,574
Year 3£5,011£14,298£235,563

Ready to take the next step?

Based on your £275,000 property with a £25,261 deposit — connect with a professional who can help.

Add this calculator to your website

Free and pro embeddable calculators for your site.

View Embed Options