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Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (10%)
~0.74% + base rate
£28,213
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
5.9%
1.0%10.0%
Results

Estimated repayment

£1,575

Monthly payment at 5.9% APR

A 2% interest rate increase would add approximately £313 to your monthly payment.

Loan Amount

£246,787

LTV Ratio

90%

Total Interest

£225,713

Total Cost Breakdown

Total to Repay

£472,500

Over 25 year term

Capital

£246,787

Interest

£225,713

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,459£14,441£242,328
Year 2£4,729£14,171£237,599
Year 3£5,016£13,884£232,583

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