Skip to main content

Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (10%)
~0.74% + base rate
£28,486
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
6.0%
1.0%10.0%
Results

Estimated Repayment

£1,588

Monthly Payment at 6% APR

A 2% interest rate increase would add approximately £314 to your monthly payment.

Loan Amount

£246,514

LTV Ratio

90%

Total Interest

£229,973

Total Cost Breakdown

Total to Repay

£476,487

Over 25 year term

Capital

£246,514

Interest

£229,973

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,388£14,671£242,126
Year 2£4,659£14,401£237,467
Year 3£4,946£14,114£232,521

Ready to take the next step?

Based on your £275,000 property with a £28,486 deposit — connect with a professional who can help.

Add this calculator to your website

Free and pro embeddable calculators for your site.

View Embed Options