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Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (11%)
~0.74% + base rate
£30,859
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
5.7%
1.0%10.0%
Results

Estimated Repayment

£1,529

Monthly Payment at 5.7% APR

A 2% interest rate increase would add approximately £308 to your monthly payment.

Loan Amount

£244,141

LTV Ratio

89%

Total Interest

£214,421

Total Cost Breakdown

Total to Repay

£458,562

Over 25 year term

Capital

£244,141

Interest

£214,421

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,544£13,799£239,597
Year 2£4,810£13,533£234,787
Year 3£5,091£13,251£229,696

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