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Mortgage Repayment Calculator

Calculate your monthly mortgage payments and total costs

Repayment Type

Pay off the loan over time. You'll own the property outright at the end.

Property Price
Terraced house
£275,000
£100k£1M
Deposit (14%)
~0.74% + base rate
£37,668
£0£220,000
LTV:
Mortgage Term
25 yrs
5 yrs40 yrs
Interest Rate
5.7%
1.0%10.0%
Results

Estimated Repayment

£1,486

Monthly Payment at 5.7% APR

A 2% interest rate increase would add approximately £299 to your monthly payment.

Loan Amount

£237,332

LTV Ratio

86%

Total Interest

£208,441

Total Cost Breakdown

Total to Repay

£445,773

Over 25 year term

Capital

£237,332

Interest

£208,441

Repayment Over Time

Principal > Interest Mortgage-free! £200k£400k0510152025
Principal
Interest
YearPrincipalInterestBalance
Year 1£4,417£13,414£232,915
Year 2£4,676£13,155£228,239
Year 3£4,949£12,882£223,290

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